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        <h1 style="padding-top: 20px;" class="section-title">Terms & Conditions</h1>
        <p>Welcome to Earning BD Shop. By accessing and using our website and services, you agree to comply with the following terms and conditions. Please read these terms carefully before making any transactions with us. If you do not agree with any part of these terms, please do not use our services.</p>
        
        <h4>1. General Information</h4>
        <p>These Terms & Conditions govern your use of the website and the purchase of products from Earning BD Shop. The terms “we,” “our,” and “us” refer to Earning BD Shop, and the terms “you” and “your” refer to you, the user or customer. These terms may be updated periodically, and it is your responsibility to review them frequently.</p>

        <h4>2. Product Availability</h4>
        <p>We strive to ensure that all products listed on our website are available for purchase. However, due to high demand or other unforeseen circumstances, product availability may fluctuate. In the case that a product is out of stock or unavailable, we will notify you promptly and offer a suitable alternative or a refund, where applicable.</p>

        <h4>3. Pricing and Payment</h4>
        <p>All prices displayed on the website are in Bangladeshi Taka (BDT) unless stated otherwise. Prices are subject to change without prior notice. Payments for purchases can be made using one of the following methods:</p>
        <ol>
            <li><strong>Cash on Delivery (COD):</strong> Pay in cash when your order is delivered to your address.</li>
            <li><strong>Bkash Payment:</strong> You can pay using Bkash, a mobile payment option available in Bangladesh.</li>
            <li><strong>Bank Payment:</strong> Payments can also be made directly via bank transfer to our designated account.</li>
        </ol>
        <p>All payments must be completed in full before an order is processed. In the event of a payment dispute, we reserve the right to cancel or delay your order.</p>

        <h4>4. Order Confirmation and Acceptance</h4>
        <p>Once you place an order, you will receive an order confirmation email or message. This email serves only as an acknowledgment of your order, not an acceptance. We reserve the right to accept or reject any order based on product availability, pricing issues, or other concerns. If we reject your order, we will notify you and issue a full refund.</p>

        <h4>5. Shipping and Delivery</h4>
        <p>We currently offer delivery within Bangladesh only. Once your payment is confirmed, we will process and ship your order. We offer two shipping options:</p>
        <ol>
            <li><strong>E-Shop Delivery:</strong> Standard delivery through our e-shop distribution system.</li>
            <li><strong>Home Delivery:</strong> Delivered directly to your specified home address. You must provide a complete and accurate address for successful delivery.</li>
        </ol>
        <p>Please note that delivery times vary depending on location. Orders within Dhaka can expect delivery within 1-2 days, while orders outside Dhaka may take up to 4 days. Delivery times are estimates and may vary depending on circumstances.</p>

        <h4>6. Return and Refund Policy</h4>
        <p>We want you to be completely satisfied with your purchase. If for any reason you are unhappy with the product, you may return it within 72 hours of receipt for a full refund, provided it is unused, undamaged, and in its original packaging. To initiate a return, please contact our customer service team with your order details.</p>
        <p>If you do not contact us within 72 hours, we will not process any returns or refunds. Please note that certain items, such as personalized or sealed products, may not be eligible for return.</p>

        <h4>7. Customer Responsibilities</h4>
        <p>As a customer, you are responsible for:</p>
        <ol>
            <li>Providing accurate and complete information, including your delivery address, contact details, and payment information.</li>
            <li>Ensuring that someone is available to receive the delivery at the provided address.</li>
            <li>Checking the condition of the product upon delivery and notifying us immediately of any damages or issues.</li>
        </ol>

        <h4>8. Security and Privacy</h4>
        <p>Your privacy is of utmost importance to us. We collect personal information such as your name, address, phone number, and email address for the purpose of fulfilling your orders and improving your experience with us. This information will not be shared with any third parties unless required by law.</p>
        <p>We implement secure payment processing methods and use encryption technology to protect your personal and financial data. However, please be aware that no security system is completely failproof, and while we strive to maintain a secure environment, we cannot guarantee complete protection against fraud or unauthorized access.</p>

        <h4>9. Limitations of Liability</h4>
        <p>Earning BD Shop will not be held liable for any indirect, incidental, or consequential damages arising from the use of our website or products. This includes, but is not limited to, loss of data, lost profits, or injury. Our liability is limited to the total value of the order placed by you.</p>

        <h4>10. Modification of Terms</h4>
        <p>We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Any changes will be posted on this page, and by continuing to use our website, you agree to be bound by the revised terms. We encourage you to review these terms periodically to stay informed about any updates.</p>

        <h4>11. Governing Law</h4>
        <p>These Terms & Conditions are governed by and construed in accordance with the laws of Bangladesh. Any disputes arising from these terms will be resolved in the competent courts of Bangladesh.</p>

        <h4>12. Contact Information</h4>
        <p>If you have any questions regarding these Terms & Conditions or need any assistance, please feel free to contact our customer support team at <a href="mailto:info@earningbdshop.com">info@earningbdshop.com</a> or call us at <a href="tel:+8801924020788">+8801924020788</a>.</p>

        <p>Thank you for choosing Earning BD Shop. We appreciate your trust and look forward to serving you!</p>
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